Auto Loan Rates - Terms to fit your budget
| Loan Type | Features | APR |
|---|
| Vehicles / Motorcycles > 900cc |
New and Used Vehicles |
As low as 5.79%* |
| Motorsport Vehicles |
Fun or work we're here for you |
As low as 6.49%* |
| Recreational Vehicles |
Motor Homes and Travel |
As low as 6.99%* |
| Boats |
Spend time on the water |
As low as 7.24%* |
Personal Loan Rates
| Loan Type | Features | APR |
|---|
| Platinum VISA Credit Card |
Convenient access to funds |
As low as 9.80% APR |
| Platinum Uchoose Rewards VISA Credit Card |
One point with each dollar you spend ($1.00 = 1 point) |
As low as 13.90% APR |
| Student VISA Credit Card |
Start building credit history |
As low as 13.90% APR |
| Credit Builder VISA Credit Card |
No penalty rates and no annual fee |
As low as 18.90% APR |
| Share Pledge Loan |
Use your savings as collateral |
Share rate plus 2.00%*1 |
| Term Deposit Pledge Loan |
Use your Term Deposit as collateral |
Share rate plus 2.00%*1 |
| Personal Loan |
Personal Loans to fit your budget |
As low as 9.75%* |
| E-Z Line of Credit |
Access to funds when you need it most |
As low as 13.00% |
| Vacation Loan |
Help with paying for Vacation |
As low as 6.50%* |
| Home Improvement*2 |
Make improvements to fit your lifestyle |
As low as 7.99%* |
| Technology Loan*2 |
Great for home or school |
As low as 4.00%* |
| Promo Loan |
Shorter term lower rate personal loan |
As low as 5.99% |
Home Equity
| Loan Type | APR |
|---|
|
Home Equity Line of Credit
Making more possible for your home
|
| Up to 70% LTV*3 |
As low as 7.75% |
| Up to 80% LTV*3 |
As low as 8.00% |
| Up to 90% LTV*3 |
As low as 8.25%
|
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APR is Annual Percentage Rate. Interest rates will be determined by a member’s individual credit score. Rates listed are for members having a credit score above 720. All Credit Union loan programs, rates, terms and conditions are subject to change without notice. An additional .25%* APR reduction is available when you sign up for automatic payment of your loan from a CASE checking account (must be requested at time of loan closing, excluded Business loans, credit cards, E-Z line of credit, pledge loans and real estate loans). Contact the Credit Union for details. Your rate will be disclosed at the time of closing. Not all applicants will qualify. CASE membership is required. $1 membership fee.
1 - For example, if the APY on the share account is 0.25%, the APR on the pledge loan will be 2.25%. These are variable rate accounts. Interest is set at 2.00% above the rate being earned on the share or term deposit account. The approximate term will correspond to the length of the investment. There may be a balloon payment due at maturity of the deposit. The maximum APR that can apply for the term deposit pledge loan is 4.65% and the maximum APR that can apply for the share pledge loan is 2.25%.
2 - Proof of purchase may be required
3 - We will determine the periodic rate and the corresponding annual percentage rate (APR) as follows: - We start with an independent index (the "Index"), which is the Wall Street Journal Prime Rate and add a margin. Prime is a variable rate; as it changes the APR on your account will also change. We will use the most recent index value available to us as of the 25th of the month preceding each annual percentage rate adjustment. The APR will never be greater than 18% or the maximum rate allowed by the law, whichever is less. Any increase in the APR will result in a higher payment. Credit is subject to approval. A home equity line of credit is secured by a first or second mortgage lien on your home, which must be one-to-four family residential real estate. This type of credit is not available for modular homes, manufactured homes or cooperatives. The minimum line of credit amount is $5,000, and the minimum credit advance that you can receive is $15.00 for the first advance and $10.00 thereafter. Flood and/or property hazard insurance may be required. Other restrictions may apply. Additional Home Equity Line of Credit disclosures are located on the disclosures page. For each annual percentage rate adjustment, we will use the most recent index value available to us as of the 25th of the preceding month.
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