Checking Accounts

Unique Benefits Tailored to Fit Your Needs 

When it comes to personal finances, needs vary. That is why CASE offers three checking accounts, each designed for different spending styles. Because you matter, all of our personal checking accounts offer the following convenient features:
 
 
Current Rates and Fees for Checking Accounts Fees are subject to change. See our rate and fee schedules. The rate may change after the account is opened for interest-bearing checking accounts.
 

CASE Checking Accounts

Ideal for members who want straightforward access to their money. Everyday Checking account holders will appreciate expanded access to 30,000 surcharge-free ATMs, plus additional new perks.
 
  • No minimum balance required
  • No monthly fee
  • Free eStatements
  • Mobile wallet compatible
  • Tap to pay
  • Protected by Visa's Zero Liability Policy1
 
The account to choose if you love your Debit Rewards checking. Earn dividends and rewards on your everyday spending when you meet a few easy qualifications.
 
  • Earn 5% APY* on balances up to $10,000, after meeting monthly qualifying requirements2
  • Earn uChoose Rewards3
  • No minimum balance required
  • No monthly fee
  • Free eStatements
  • Mobile wallet compatible
  • Tap to pay
  • Protected by Visa's Zero Liability Policy1
 
Perfect for anyone wanting to reestablish a checking account with CASE. Empower is designed to support confident spending and healthy financial habits.
 
  • No minimum balance required
  • No monthly fee
  • Free eStatements
  • Mobile wallet compatible
  • Tap to pay
  • Protected by Visa's Zero Liability Policy1
  • 4 free money orders or cashier's checks per month
 

Card Designs to Fit Your Personality

In today's world, you're constantly on the move. That's why we offer products and services to fit your busy lifestyle - like our instant-issue VISA debit cards! You no longer need to wait weeks to receive it. Just stop by one of our convenient branches today and get your card right on the spot!
 
The VISA Debit card doubles as an ATM and point of sale card. Use your VISA debit card to conveniently make purchases at locations worldwide and the amount is automatically deducted from your checking account. There are no transaction and/or annual fees.
Choose from any of our CASE card designs or create your very own!
 

My Card Creation*

CASE's My Card Creation is $15 per customized card. Your card will arrive within 7-10 business days. You must have an existing or approved CASE VISA debit card to order. Certain restrictions apply.
 

Custom Design Card

Now your plastic doesn't have to look like every other card out there. Create a card that's uniquely yours by uploading your own digital photos of your family, hobby, or favorite location in the world. This is a web-based service that you can easily use from any personal computer.
 
 

Identity Card

The identity card is available for VISA debit cards only. Your photo identity card gives you extra security and can help protect you from fraud if it is lost or stolen. 
 
 
*Certain terms and conditions apply to the My Card Creation service. Custom images must meet VISA and other standards set forth by the credit union. Images are screened to ensure your protection and you will be notified if your art is not accepted.
  • Overdraft Protection
    Protect your checking account by linking it to another checking account, savings account, or line of credit loan(s).
  • Unlimited Transactions at CASE-Owned ATMs
    You have access to your money 24 hours a day with no service charge at any CASE-owned ATM.
  • 24-Hour Account Access via CASE eSolutions
    Access your account anytime and anywhere with Online Banking. Make transfers, see if checks have cleared, balance your account and more.
  • Mobile and Text Banking
    Your CASE account is always in the palm of your hand with Mobile Banking and Text Banking!
  • Free Check Imaging
    All CASE Checking accounts offer Free Check Imaging via Online Banking.
  • Premium Text Notifications
    CASE Credit Union is here for you and always has your security in mind. That is why we partnered with EnFact Fraud Monitoring System to offer all CASE debit and credit cardholders Premium Text Notifications for free*. Learn more about Text Banking.
*CASE Credit Union does not charge for this service. Standard text message and data rates may apply from your wireless carrier. You may opt-out of the service at any time by replying STOP to the short code 37268.
Deposit Express is our latest feature within our CASE Mobile App that allows you to make check deposits securely from your camera-equipped smartphone.
 
  1. Download our mobile app from the Apple App Store or Google Play Store.
  2. Snap a picture of your endorsed check.
  3. Submit your check using the CASE Mobile App and receive a confirmation regarding your deposit within seconds.

Deposit Express provides you with a fast banking solution for your busy life. This feature is secure, saves time, accurate and easy to use. Give it a try today!
 
Applications are available for iPhone, iPad, or Android phone.
 
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Eligibility for Deposit Express is subject to Credit Union approval. Account must be open for 30 days before use. Approval may take up to one business day. Deposit Express is free; however, usage rates from your wireless carrier may apply.









*APY = Annual Percentage Yield.
 
1Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. The cardholder must notify the issuer promptly of any unauthorized use. Contact us for additional details or visit http://www.visa.com/security. $0 fraud liability claims are subject to investigation and verification.
 
2To qualify for the monthly high interest reward (5.00% APY) you must meet the following minimum checking account requirements each statement cycle: (1) make 20 debit or credit card purchase transactions on accounts to which you are an owner during the statement cycle, (2) receive an aggregate of $1,000 or more during the statement cycle in recurring direct deposits to the account, and (3) be enrolled in and receive monthly eStatements. Statement cycle: The statement cycle is defined as the period beginning on the first day of each calendar month and ending on the last day of the same month. Balance information and interest crediting: If you meet the minimum qualification requirements during the monthly statement cycle, 5.00% APY will apply to balances $10,000.00 and below; 0.05% APY will apply to balances of $10,000.01 or more. Interest will be calculated and posted on the last day of each month using an Average Daily Balance Method. The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing by the number of days in the statement cycle. All Elite Checking Accounts in which reward qualifications are not met will not earn a dividend in the statement cycle. If you close your account before interest is paid, you may not receive the accrued interest. General information: Rates are variable and subject to change at any time. Fees may reduce earnings. Limit one high interest checking per Social Security number.
 
3uChoose Rewards is a valuable points-earning benefit for Elite Checking Accounts and the Platinum uChoose Rewards VISA cardholders. You can use your points to redeem for any available reward options, including cash, gift cards, travel, and much more. Redemption values for reward options vary. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 1 point for the Cash Back special categories on the Platinum uChoose Rewards VISA Credit Card, Business Premier VISA Credit Card, and the Debit Rewards Checking Account, with the exception of the Debit Reward Checking Account’s 0.33% all other purchases category, which are tracked as points and each $1 in Cash Back rewards earned is equal to 0.33 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. You may also see, "points" or "uChoose Rewards points" when referring to the points you can use. In order to redeem Cash Back rewards, a minimum of 1,500 points is required for all three account types.