Preparing to switch to Elite Checking
We’re excited to help you transition smoothly to Elite Checking! Here’s what to expect:
What stays the same:
- Your current account number and checks will still work
Your new upgrade:
- You’ll receive a new Elite Checking account debit card by August 30, 2025
- Activate it immediately to enjoy enhanced security, rewards, and features
Important action required
If you have automatic payments (like subscriptions or bills) linked to your old debit card:
- Update them with your new card number once received
- Find all recurring payments quickly in online banking and the mobile app:
- Choose More > select Card Hub > then Cards on File
Need additional assistance?
5% APY + cashback? That’s the added benefit of switching to Elite Checking!
Experience the perfect blend of high rewards and everyday convenience with a high-yield checking account.
Start earning cashback on every purchase through the uChoose Rewards program. Plus, earn 5% APY on balances up to $10,000, after meeting monthly qualifying requirements.
Features
- Earn 5% APY* on balances up to $10,000, after meeting monthly qualifying requirements1
- Earn uChoose Rewards2
- No minimum balance required
- No monthly fee
- Free eStatements
- Mobile wallet and Tap to Pay compatible
- Protected by Visa's Zero Liability Policy4
Three easy monthly requirements
- Enrolled in eStatements
- ACH or Direct deposit of $1,000 combined or more
- Minimum of 20 posted CASE Visa debit or credit card purchases
How the uChoose Rewards® Program works
Open or switch to an Elite Checking account and start earning uChoose Rewards when you register your card and use it to pay for your everyday expenses like gas, groceries, utilities, and online shopping.
Rewards can be redeemed for cashback, gift cards, travel, and much more.
Rewards are redeemable at uChooseRewards.com. Learn more about how to redeem your points by reading the Frequently Asked Questions below.
How do I register for uChoose Rewards?
Start earning cashback when you register your Elite Checking account debit card with uChoose Rewards! Here's how to register:
- Go to the uChoose Rewards site
- Click register (If you already have a uChoose Rewards account, click log in)
- Go to your account icon in the upper-right corner
- Add your card number, full name as it appears on the card, and zip code
- While logged in, you can also opt into other offers from popular retailers by selecting Earn Points and reviewing
- Do you have another uChoose Rewards account? When you link multiple accounts, you can combine your points and redeem bigger rewards.
Where can I see the rewards I've earned?
When you download the CASE Credit Union mobile app, log in to the app. Then:
- Choose More > Rewards > uChoose Rewards
From there, you'll be transferred to the uChoose Rewards portal, where you can learn more about your options for redeeming your available points. You can also opt into special bonus offers from select retailers.
How many points I can earn on everyday purchases?
"Cashback" are the rewards you earn under the uChoose Rewards Program. Cashback rewards on the Elite Checking Account are tracked as points and each $1 in cashback rewards earned is equal to 1 point for the cashback “special” categories. For the “all other purchases” category, which are tracked as points and each $1 in cashback rewards earned is equal to 0.33 points.
In order to redeem cashback rewards, a minimum of 1,500 points is required for all three account types.
What are your current bonus categories?
4% cashback on Travel3
3% cashback on Restaurants3
2% cashback on Gas3
0.33% cashback on all other purchases3
Will I still earn uChoose Rewards if I did not meet the monthly requirements?
Yes! You keep earning cashback with uChoose Rewards no matter what. However, the 5% APY on balances under $10,000 pauses for this month only.
Good news: You can requalify for the 5% APY in the very next monthly cycle by meeting the requirements then.
*APY = Annual Percentage Yield.
1To qualify for the monthly high interest reward (5.00% APY) you must meet the following minimum checking account requirements each statement cycle: (1) make 20 debit or credit card purchase transactions on accounts to which you are an owner during the statement cycle, (2) receive an aggregate of $1,000 or more during the statement cycle in recurring direct deposits to the account, and (3) be enrolled in and receive monthly eStatements. Statement cycle: The statement cycle is defined as the period beginning on the first day of each calendar month and ending on the last day of the same month. Balance information and interest crediting: If you meet the minimum qualification requirements during the monthly statement cycle, 5.00% APY will apply to balances $10,000.00 and below; 0.05% APY will apply to balances of $10,000.01 or more. Interest will be calculated and posted on the last day of each month using an Average Daily Balance Method. The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing by the number of days in the statement cycle. All Elite Checking Accounts in which reward qualifications are not met will not earn a dividend in the statement cycle. If you close your account before interest is paid, you may not receive the accrued interest. General information: Rates are variable and subject to change at any time. Fees may reduce earnings. Limit one high interest checking per Social Security number.
2uChoose Rewards is a valuable points-earning benefit for Elite Checking Accounts and the Platinum uChoose Rewards VISA cardholders. You can use your points to redeem for any available reward options, including cash, gift cards, travel, and much more. Redemption values for reward options vary. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 1 point for the Cash Back special categories on the Platinum uChoose Rewards VISA Credit Card, Business Premier VISA Credit Card, and the Debit Rewards Checking Account, with the exception of the Debit Reward Checking Account’s 0.33% all other purchases category, which are tracked as points and each $1 in Cash Back rewards earned is equal to 0.33 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. You may also see, "points" or "uChoose Rewards points" when referring to the points you can use. In order to redeem Cash Back rewards, a minimum of 1,500 points is required for all three account types.
3Cashback Breakdown: Elite Checking Account 4% cashback rewards total for each $1 spent on purchases made in the travel category. 3% cashback rewards total for each $1 spent on purchases made in the restaurant services category. 2% cashback rewards total for each $1 spent on purchases made in the gas station services category. 0.33% cashback rewards total for each $1 spent on purchases made on all other purchases.
4Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. The cardholder must notify the issuer promptly of any unauthorized use. Contact us for additional details or visit http://www.visa.com/security. $0 fraud liability claims are subject to investigation and verification.