Deposit Rates

Start Today With a Plan For Tomorrow

Share Accounts

Type	Features	Dividend Rate	APY
Regular Share	$5 Minimum Balance (Membership Share)	0.0500%¹	0.0500%¹
E-Savings	$5 Minimum Balance (Membership Share)	0.0500%¹	0.0500%¹
Share in the Success	$5 Minimum Balance (Membership Share)	0.0500%¹	0.0500%¹
Holiday Savings	$0 Minimum Balance	0.0500%¹	0.0500%¹
IRA Shares	$0 Minimum Balance	0.200%¹	0.200%¹

Draft Accounts

Type	Features	Dividend Rate	APY
Elite Checking	$0 - $10,000	4.8889%^2b	5.000%^2b
Elite Checking	$10,000.01 Minimum Balance	0.0500%^2b	0.0500%^2b
Everyday Checking	$0 Minimum Balance	Non-Interest Bearing	Non-Interest Bearing
Empower Checking	$0 Minimum Balance	Non-Interest Bearing	Non-Interest Bearing
Free eChecking (No Longer Available)	$0 Minimum Balance	Non-Interest Bearing	Non-Interest Bearing
Debit Rewards Checking (No Longer Available)	$0 Minimum Balance	Non-Interest Bearing	Non-Interest Bearing
Plus Checking (No Longer Available)	$1,000 Minimum Balance	0.1000%²	0.1000%²
Plus Checking (No Longer Available)	$5,000 Minimum Balance	0.1499%²	0.1500%²
Plus Checking (No Longer Available)	$10,000 Minimum Balance	0.1998%²	0.2000%²
Classic Checking (No Longer Available)	$0 Minimum Balance	0.0000%²	0.0000%²
Advantage Checking (No Longer Available)	$1,000 Minimum Balance	0.050%²	0.050%²
E-Checking (No Longer Available)	$1,000 Minimum Balance	0.050%²	0.050%²

Money Management

Type	Features	Dividend Rate	APY
Money Management Account (MMA)	$2,000 Minimum Balance	0.9954%²	1.0000%²
Money Management Account (MMA)	$10,000 Minimum Balance	1.2429%²	1.2500%²
Money Management Account (MMA)	$25,000 Minimum Balance	1.4898%²	1.5000%²
Money Management Account (MMA)	$50,000 Minimum Balance	1.7361%²	1.7500%²
Money Management Account (MMA)	$100,000 Minimum Balance	1.9819%²	2.0000%²
Money Management Account (MMA)	$249,000 Minimum Balance	2.4718%²	2.5000%²
Money Management Account (MMA)	$500,000 Minimum Balance	2.9595%²	3.0000%²
Money Management Account (MMA)	$1,000,000 Minimum Balance	2.9595%²	3.0000%²

StairCASE Account

Type	Features	Dividend Rate	APY
StairCASE Account	$50 Minimum Balance	5.1278%²	5.2500%²
StairCASE Account	$1,001 Minimum Balance	3.6871%²	3.7500%²
StairCASE Account	$1,500 Minimum Balance	1.0945%²	1.1000%²
StairCASE Account	Over $2,000	.0500%²	.0500%²

Term Deposit Accounts

Type	Features	Dividend Rate	APY
6 Month TDA	$500 Minimum Balance	3.5419%²	3.6000%²
1 Year TDA or IRA TDA	$500 Minimum Balance	3.5419%²	3.6000%²
18 Month TDA or IRA TDA	$500 Minimum Balance	3.4451%²	3.5000%²
2 Year TDA or IRA TDA	$500 Minimum Balance	3.4451%²	3.5000%²
30 Month TDA or IRA TDA	$500 Minimum Balance	3.3481%²	3.4000%²
3 Year TDA or IRA TDA	$500 Minimum Balance	3.3481%²	3.4000%²
4 Year TDA or IRA TDA	$500 Minimum Balance	3.2511%²	3.3000%²
5 Year TDA or IRA TDA	$500 Minimum Balance	3.2511%²	3.3000%²
Save to Win (1 Year TDA)	$25 Minimum Balance	3.5419%²	3.6000%²
12 Month Add-On TDA	$50 Minimum Balance	3.3481%²	3.4000%²

*Fees could reduce the earnings on an account. APY is an acronym for 'Annual Percentage Yield'. Penalties may apply for early withdrawal. All rates are subject to change at any time without notice. Credit Union Membership is required for all accounts.

¹The disclosed rate was declared as of the end of last quarter and may not reflect the current rate.

²The disclosed rate was declared as of the end of last month and may not reflect the current rate.

^2bThe disclosed rate was declared as of the end of last month and may not reflect the current rate. This is a Tiered account. To qualify for the monthly high interest reward you need (1) make 20 debit or credit card purchase transactions on accounts to which you are an owner during the statement cycle, (2) receive an aggregate of $1,000 or more during the statement cycle in recurring direct deposits to the account, and (3) be enrolled in and receive monthly eStatements.