Financial Questionnaire

If you answer yes to the majority of these questions, you may benefit from financial counseling.

• Have you bounced a check more than twice in the last 12 months?
• Do you have difficulty keeping your checking account register up-to-date?
• Do you know how much you owe to creditors at any given time?
• Excluding loans for your home and your car, have you borrowed money from multiple sources in the last 12 month?
• Have you been denied credit?
• Do you find it difficult to pay your bills each month?
• Do you regularly pay bills after the due date?
• Has it been more than six months since you made a deposit to your savings account?
• Have you dipped into your savings to cover shortfalls on a regular basis?
• Do you dread sitting down to review your finances?
• Do you have difficultly concentrating at work because of financial problems?
• Have you delayed receiving health or dental care because of the number of unpaid debts you already have?
• Do you lose sleep because of worries over finances?
• Have you used a payday lender?
• Do you use credit cards to cover shortfalls on a regular basis(for example, once every month)?
• Do you regularly borrow money from friends and family to cover your monthly bills?
• Do you gamble or play the lottery in hopes of earning money to repay debts?
• When you call about advertised loan rates, are you told that you don't qualify for special offers or low rates?
• Have you received calls from creditors or collection agencies in the past six months?
• Do you struggle to make the minimum payments on your credit cards?
• Do you argue with family over money matters?
• Are you unsure which bill to pay first?

Contact us at at 517-393-7710 or toll-free at 1-888-393-7716 to set up a completely confidential appointment today to speak with our Financial Counselor.

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