Switch to Elite

We’re simplifying things so you get more of what matters

On September 3, 2025, CASE Credit Union will upgrade your current checking account to Elite Checking. Designed based on member feedback, our new checking account options offer improved features, better value, and more flexibility. 

With your new Elite Checking Account, you can earn 5.0% APY* on balances up to $10,000, AND uChoose rewards points on your everyday spending when you meet a few easy qualifications1.

We have created the feature comparison table below so you can see what your new checking account offers. You can also see answers to common questions about your new Elite Checking account.

 

New Checking Account Comparison

 

Everyday 

Checking

Elite 

Checking

Empower

Checking


Simple, convenient, no-frills banking.
Earn dividends and rewards on your everyday spending.
Smart protections. Built-in guardrails.
No minimum balance
X
X
X
No monthly fee
X
X
X
Free eStatements
X
X
X
Mobile wallet compatible 
X
X
X
Tap to pay
X
X
X
Unlimited transactions at CASE CU and 30,000 Co-Op ATMs
X
X
X
Protected by Visa's Zero Liability Policy4
X
X
X
Earn 5% APY* on balances up to $10,000, after meeting monthly qualifying requirements1
X

Earn uChoose Rewards2 
X

4 free money orders or cashier's checks per month

X

 

Frequently Asked Questions

Yes. A new debit card will be issued to you by August 30, 2025.

Yes. Recurring debit card payments will need to be updated upon receiving your new debit card. You can find your recurring card payments in the mobile app or online banking, and navigating to the Card Hub feature. 

For more details, visit our Prepare for Elite Switch webpage.

Your ACH deposits and withdrawals will be processed as scheduled without any updates needed.

Nope! Your existing checks and direct deposits will continue to work as usual. When you receive a new debit card, the letter will guide you through the steps of activating your new debit card.

No. Your account number and routing number will stay the same.




In order the receive the 5% APY on balances up to $10,000, the following requirements must be met each month:

  • Be enrolled in eStatements
  • Receive ACH or direct deposit of $1,000 combined or more
  • Make a minimum of 20 posted CASE Visa debit or credit card purchases

Point of Sale transactions are included (at the merchant or online). Does not include ATM transactions.

Earn rewards points for swiping your debit card. You can redeem points for cashback, gift cards, merchandise, travel, etc. Learn more by visiting our Rewards webpage.

Start earning cashback when you register your Elite Checking account debit card with uChoose Rewards! Here's how to register:

  • Go to the uChoose Rewards site
  • Click register (If you already have a uChoose Rewards account, click log in)
  • Go to your account icon in the upper-right corner
  • Add your card number, full name as it appears on the card, and zip code
  • While logged in, you can also opt into other offers from popular retailers by selecting Earn Points and reviewing 

Do you have another uChoose Rewards account? When you link multiple accounts, you can combine your points and redeem bigger rewards.

"Cashback" are the rewards you earn under the uChoose Rewards Program. Cashback rewards on the Elite Checking Account are tracked as points, and each $1 in cashback rewards earned is equal to 1 point for the cashback “special” categories. For the “all other purchases” category, which are tracked as points and each $1 in cashback rewards earned is equal to 0.33 points.

In order to redeem cashback rewards, a minimum of 1,500 points is required for all three account types.

4% cashback on Travel3

3% cashback on Restaurants3

2% cashback on Gas3

0.33% cashback on all other purchases3

Yes! You keep earning cashback with uChoose Rewards no matter what. However, the 5% APY on balances under $10,000 pauses for this month only.

Good news: You can requalify for the 5% APY in the very next monthly cycle by meeting the requirements then.

If, after reviewing the new account information and Frequently Asked Questions, you need more information, please be sure to contact us, and we will do our best to answer any questions or concerns you have.

Contact us

 

 
*APY = Annual Percentage Yield.

1To qualify for the monthly high interest reward (5.00% APY) you must meet the following minimum checking account requirements each statement cycle: (1) make 20 debit or credit card purchase transactions on accounts to which you are an owner during the statement cycle, (2) receive an aggregate of $1,000 or more during the statement cycle in recurring direct deposits to the account, and (3) be enrolled in and receive monthly eStatements. Statement cycle: The statement cycle is defined as the period beginning on the first day of each calendar month and ending on the last day of the same month. Balance information and interest crediting: If you meet the minimum qualification requirements during the monthly statement cycle, 5.00% APY will apply to balances $10,000.00 and below; 0.05% APY will apply to balances of $10,000.01 or more. Interest will be calculated and posted on the last day of each month using an Average Daily Balance Method. The Average Daily Balance Method applies a periodic rate to the average daily balance in the account for the statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the statement cycle and dividing by the number of days in the statement cycle. All Elite Checking Accounts in which reward qualifications are not met will not earn a dividend in the statement cycle. If you close your account before interest is paid, you may not receive the accrued interest. General information: Rates are variable and subject to change at any time. Fees may reduce earnings. Limit one high interest checking per Social Security number.
 
2uChoose Rewards is a valuable points-earning benefit for Elite Checking Accounts and the Platinum uChoose Rewards VISA cardholders. You can use your points to redeem for any available reward options, including cash, gift cards, travel, and much more. Redemption values for reward options vary. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 1 point for the Cash Back special categories on the Platinum uChoose Rewards VISA Credit Card, Business Premier VISA Credit Card, and the Debit Rewards Checking Account, with the exception of the Debit Reward Checking Account’s 0.33% all other purchases category, which are tracked as points and each $1 in Cash Back rewards earned is equal to 0.33 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. You may also see, "points" or "uChoose Rewards points" when referring to the points you can use. In order to redeem Cash Back rewards, a minimum of 1,500 points is required for all three account types.
 
3Cashback Breakdown: Elite Checking Account 4% cashback rewards total for each $1 spent on purchases made in the travel category. 3% cashback rewards total for each $1 spent on purchases made in the restaurant services category. 2% cashback rewards total for each $1 spent on purchases made in the gas station services category. 0.33% cashback rewards total for each $1 spent on purchases made on all other purchases.
 
4Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. The cardholder must notify the issuer promptly of any unauthorized use. Contact us for additional details or visit http://www.visa.com/security. $0 fraud liability claims are subject to investigation and verification.